Seniors struggle with therapy cap

Medicare limits on physical therapy spending can hamper recovery

Livesay’s treatments exceeded Medicare’s outpatient therapy cap, a dollar figure the program sets each year that limits the amount of occupational, physical and speech therapy services a beneficiary can get, he had to sign an “advance beneficiary notice of noncoverage” agreeing to pay their full cost if one of the program’s reviewers deemed they weren’t medically necessary.


Posted by editor on Wed, 29 Apr 2015 15:04 | Permalink

Debt and the Deceased: How Should Spouses and Heirs Proceed?

When a loved one dies, is it possible to inherit their debt?

It's a serious question for heirs, and particularly for couples who hold debt jointly.

In most cases, a deceased person's debts fall to their estate for payment. However, depending on state law, shared credit relationships and the amount of debt in question, surviving family members may be shocked to learn that they could be legally liable for remaining debt that they weren't aware of or had expected their loved one's estate to cover.

That's why it's wise to include debt planning in individualized estate planning as early as possible.

Some options and issues to consider when planning ahead…


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

Driving Safely With Dementia and Knowing When to Quit

Is it safe for seniors with dementia to drive, and if so, when should they stop? My dad has early Alzheimer's disease but still drives himself around town just fine.

While most doctors agree that people with moderate to severe dementia should not take the wheel, in the early stages, the medical consensus is that driving performance should be the determining factor of when to stop driving, not the disease itself.

 With that said, it's also important to realize that as your dad's driving skills deteriorate over time from the disease, he might not recognize it. So it's very important that you work closely with him and his doctor to monitor his driving. Here are some tips that can help.


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

Do You Really Want to Age in Place?

Would you like to stay in your own home as you grow older, bringing in services as you need them and continuing to live among family and friends?

According to numerous AARP studies, most Americans over 50 surveyed say yes, they would like to “age in place.”

But what if your home isn’t suitable for your needs in your 70s, 80s or 90s? What if stairs prevent you from walking up to your bedroom or you have medical needs that couldn’t be met at home? What if the home modifications recommended for staying in your home aren’t affordable or practical and you have no family nearby to help you coordinate care, meals and transportation?


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

Saving Water In The Garden Can Be Magical

Adding your house to the list of East Bay homes featured in the May 3 Bringing Back the Natives Garden Tour says a lot about pride of a job well done. Lafayette residents Sandy and Richard Brehmer transformed their garden into a native beauty one and a half years ago. In the beautiful 7,000 square foot space, they enjoy the outdoors more now than they ever have before.


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

New Online Tool Helps You Find Your “Forever” Neighborhood

You might want to schedule a scouting trip to the Mifflin West neighborhood of Madison, Wisconsin. According to AARP, it has the ideal combination of attributes, making it the Most Livable Neighborhood in America.

Every year, surveys and lists are published that purport to know the “best places to live in America,” but AARP’s new livability index is based on exhaustive research and data, providing scores for all of the 200,000-plus Census block groups in the country. Each neighborhood has scores that take into account seven categories: transportation, environment, health, civic and social engagement, and educational and employment opportunities.


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

CarFit, AAA Partner to Bring Driver Safety Program to NKY Seniors

Designed to help older drivers find a better “fit” with their cars, the CarFit program has reached a milestone by helping more than 50,000 drivers throughout the country. Now, AAA is partnering with Senior Services of Northern Kentucky to bring the program to area seniors. A free, CarFit event will take place on Monday, April 27 from 10:00 a.m. to 2:00 p.m. at the Florence Senior Activity Center located at 7431 U.S. 42 in Florence.


Posted by editor on Fri, 24 Apr 2015 11:04 | Permalink

Graceful Health: Occupational therapy — Help with daily living

What's the difference between physical and occupational therapy? That's a question we are often asked. While the work of physical and occupational therapists is very closely coordinated, physical and occupational therapists have two different focuses.

Both physical and occupational therapists help their patients regain their independence after surgery, disease, disability, or injury. Like physical therapists, occupational therapists work with patients of all ages — from children to seniors.

Posted by editor on Tue, 14 Apr 2015 11:04 | Permalink

Aging-in-Place With Universal and Adaptable Design

Homes That Grow Gracefully With You

As we enter into retirement, we begin to face some very difficult questions about the future of our families and our ability to maintain our independence through the retirement years. We have a strong desire to retain our autonomy as long as possible and not rely on family members for assistance with daily living. Universal and adaptable design concepts optimize space in our homes to accommodate a wide range of individuals with varying physical abilities, allow people to stay in their homes longer, and keep families together.


Posted by editor on Tue, 14 Apr 2015 11:04 | Permalink

Measuring the Costs and Savings of Aging in Place

With the United States’ ongoing demographic shift toward an increasingly older population, along with the fact that 89 percent of Americans over age 50 wish to remain in their homes for as long as possible, conversations about the benefits and costs associated with aging in place will become increasingly critical. Recent research on home-based health programs suggests that aging in place can yield potential cost savings at the individual, state, and federal levels. Although the current body of research is limited, these studies demonstrate the benefits of aging in place — benefits that extend beyond cost savings to include social and emotional benefits to both seniors and the broader community.


Posted by editor on Tue, 14 Apr 2015 11:04 | Permalink